Cred Protocol offers a decentralized credit score that quantifies on-chain lending risk using open, fair, and transparent blockchain data. Its suite of products includes Credit Scoring, Credit Reporting, and Credit Monitoring. The Cred Score quantifies the probability of loan liquidation, default, or delinquency for any EVM address, even those without prior borrowing activity. Credit Reports provide comprehensive wallet composition across asset types, chains, and protocols, including key lending metrics like debt-to-collateral ratios. Credit Monitoring delivers real-time updates on critical credit events such as large transactions, liquidations, and transfers. The platform integrates with over 30 lending protocols across more than 10 blockchains, covering over 300 million scorable EVM addresses. Cred Protocol aims to expand access to DeFi by enabling risk-based decisions for various Web3 entities, including lending protocols, identity protocols, DAOs, and wallets.